Guna kalkulator Skim Saraan Bercagar di bawah untuk mengira amaun bayaran bulanan yang anda inginkan.

Penolak tuntutan:
Sila maklum bahawa ini adalah hanya satu anggaran am dan Peminjam hendaklah tidak bergantung kepada maklumat ini apabila membuat keputusan untuk membuat pinjaman.

 

Untuk pengiraan kepada pasangan, sila letak umur ahli yang paling muda.
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Bayaran Bulanan & Amaun Bayaran Sekaligus

Bagaimana kami tentukan bayaran bulanan?

Amaun bayaran pinjaman adalah bergantung kepada 

  • Umur peminjam.
  • Bagi pinjaman Skim Saraan Bercagar secara bersama, umur peminjam yang paling muda akan digunakan.
  • Nilai, lokasi dan jenis hartanah.

Bagaimana untuk dapatkan amaun bayaran yang lebih tinggi?

  • Semakin tua umur peminjam, semakin tinggi amaun bayaran bulanan. 
  • Semakin tinggi nilai hartanah, semakin tinggi amaun bayaran bulanan.

Cost

Want to understand more about the costs related to Skim Saraan Bercagar (SSB)? Learn more about it below.

The interest rate is fixed at 5.75%* per annum effective on 12 September 2022.

 *may vary from time to time

A fixed amount which will be disbursed to the borrower every month. Refer to our reverse mortgage calculator to find an estimated amount based on your age and property value.

As a borrower, you will have to absorb certain initial expenses such as property valuation, legal fees and/or fire insurance coverage of the charged property. These expenses can be financed in the Skim Saraan Bercagar Loan.

A one-time lump sum payout together with monthly cash disbursements is available and the maximum amount would be assessed upon application.

Withdrawal of the lump sum is limited to only the following usage:
(1) payment for medical expenses,
(2) settle any outstanding mortgage loan on the property to be charged under the SSB Loan and
(3) refurbishment and maintenance expenses to upkeep the property.

Withdrawal of the lump sum is limited to only the following usage (1) payment for medical expenses, (2) settle any outstanding mortgage loan on the property to be charged under the SSB Loan and (3) refurbishment and maintenance expenses to upkeep the property

Want to learn more about Skim Saraan Bercagar (SSB) Skim Saraan Bercagar Loan?

Want to learn more about  Skim Saraan Bercagar (SSB) reverse mortgage loan?
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